According to the American Society on Aging, after age 65, a full 70% of Americans will need some form of long-term care. Many of the people who require long-term care don’t fully understand the risks and costs involved, and many assume that government programs will provide the care and assistance they need. Because of these common misconceptions, it is extremely important to understand and plan for your long-term care before it is needed.
What is long-term care?
Long-term care is the assistance needed when you are unable to provide self care due to a prolonged illness or disability. This type of care can range from daily home-based activities like bathing and dressing, to skilled medical care in a nursing or assisted living facility.
Why should you plan now?
Long-term care services are becoming a significant issue for baby boomers and their parents who are now in their 70s and 80s and will likely be facing many of the issues that require long-term care.
A first step in planning for your care should be to take stock of your abilities and needs through an assessment by a qualified professional who is familiar with solutions such as in-home care, alternative housing, payment and reimbursement options and local/regional resources.
Before the need for long-term care arises, make sure to take time to explore your care options and make the proper plans for your future care needs. Assisting Angels can help you with your plans. Contact us today.